Great Price Guarantee

We offer the best mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Loan application → or Contact us

Our services

Refinance - Lower Rate/Payments

Save your money with our great price.

Refinance - Cash out

Turn your home's equity into cash.

Purchase

Your dream home is a reality.

Our Team

Avatar of Adam Taylor

Adam Taylor

Broker

Avatar of Alice Grue

Alice Grue

Loan processor

Avatar of Joseph Murphy

Joseph Murphy

Loan processor

Avatar of Alison Davis

Alison Davis

Loan processor

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Our Company

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Our Client Testimonials

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John Doe
San Jose, CA
Hello, The loan officer is a very professional and experiences, she was very helpful and that made things going very smooth.. she did more than I can expecting. I love the fact that she was always on top of the process and keep me updated. . I am very glad that I have chosen Loan Factory. I would recommended to everyone who needs a mortgage loan to Loan Factory. Thank you All!
testimonial1
Jane Doe
Anaheim, CA
This is the third time using Loan Factory and we are very satisfied. Especially this time working with Thuan Nguyen was fantastic. She was very good, worked hard to make the process faster. She always kept us updated everyday for the last 3 weeks. Thank you and keep up the great work! 👍
testimonial1
Jane Doe
Santa Clara, CA
We appreciate all of your hard work and efforts to get the loan done. Especially thanks to Andy & Sherry.
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Want to know more?

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https://calendly.com/joseph-g-valverde/30min

Mortgage education from Joseph Valverde

Joseph Valverde, NMLS #1600827, is a U.S. Army Veteran, Executive Loan Officer, and Team Leader with Loan Factory, Inc. He publishes source-grounded mortgage education for active-duty service members, Veterans, military families, civilian buyers, homeowners, and real estate professionals.

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