Home Loan Solutions

Conventional Loans

First-time buyers, typically requiring a minimum credit score of 620 and a down payment of 3%. These loans offer flexible terms and potentially lower rates than government-backed loans.

Federal Housing Administration (FHA)

With lower minimum credit score requirements; steady employment, income verification, and a debt-to-income ratio are key qualifications for securing this type of loan.

Home Purchase Options

Explore financing solutions for first-time homeowners including conventional, VA, and FHA loans tailored for you. Explore conventional, VA, and FHA loan options today.

Veterans Administration (VA)

Ideal for families seeking comfort and community amenities.

USDA

Designed to promote home ownership in rural and suburban areas by offering low-interest rates and minimal down payment requirements.

DSCR

DSCR (Debt Service Coverage Ratio) loans evaluate the ability to repay loans based on the income generated from the property. Typical a minimum DSCR ratio of 1.0 or higher, showing income covers cost.

Bank Statement Loans

Borrowers typically need to provide 12 to 24 months of personal or business bank statements to verify income. Ideal consumers include those with steady employment, a reasonable credit score, and sufficient down payment.

This site made my first home buying experience smooth and easy with great loan options available.

Johnnie V.

I found the perfect FHA loan here, and the process was straightforward and stress-free. Highly recommend!

Wayne S.

★★★★★

★★★★★

Contact Us for Home Loans

We're here to help you navigate the process. Should you need help or assistance, don't hesitate to call or text!

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