Real mortgage help from a licensed Broker- Not a lead site.

On Team Easy Loans, we guide Arizona and California borrowers with clear, honest mortgage options tailored to your unique goals.Led by Joe ValVerde NMLS#1600827, powered by loan Factory NMLS#320841. No lead‑matching or payday‑loan services and no upfront fees. Most clients in a refi only pay out-of-pocket, for credit report and appraisal if necessary

Our Services

Tailored mortgage solutions for Arizona and California borrowers.

Purchase programs designed specifically for first-time and seasoned buyers.

A happy family standing in front of their new home in a sunny Arizona neighborhood.
A happy family standing in front of their new home in a sunny Arizona neighborhood.

DSCR lending options crafted for real estate investors in CA and AZ.

Flexible bank statement and non-QM loans for self-employed clients.

A confident real estate investor reviewing property documents at a modern office.
A confident real estate investor reviewing property documents at a modern office.
A self-employed entrepreneur working on a laptop in a cozy home office.
A self-employed entrepreneur working on a laptop in a cozy home office.

Predict the future by creating it

You didn’t come this far to stop

black blue and yellow textile
black blue and yellow textile