Questions or need pre-approval? Call or text 602-614-7424

Real mortgage help from a licensed Broker- Not a lead site.

On Team Easy Loans, we guide Arizona and California borrowers with clear, honest mortgage options tailored to your unique goals.Led by Joe ValVerde NMLS#1600827, powered by loan Factory NMLS#320841. No lead‑matching or payday‑loan services and no upfront fees. Most clients in a refi only pay out-of-pocket, for credit report and appraisal if necessary

Friendly loan officer consulting with a couple in a bright, modern office.

Friendly loan officer consulting with a couple in a bright, modern office.

Made the process simple and transparent.

Anna M.

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Predict the future by creating it

You didn’t come this far to stop

black blue and yellow textile

black blue and yellow textile

Our Services

Tailored mortgage solutions for Arizona and California borrowers.

Homebuyers

Purchase programs designed specifically for first-time and seasoned buyers.

A happy family standing in front of their new home in a sunny Arizona neighborhood.

A happy family standing in front of their new home in a sunny Arizona neighborhood.

Investors

DSCR lending options crafted for real estate investors in CA and AZ.

Flexible bank statement and non-QM loans for self-employed clients.

Self-Employed

A confident real estate investor reviewing property documents at a modern office.

A confident real estate investor reviewing property documents at a modern office.

A self-employed entrepreneur working on a laptop in a cozy home office.

A self-employed entrepreneur working on a laptop in a cozy home office.